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People with a positive attitude about money, view money with a sense of abundance rather than scarcity. Their ability to earn or accumulate money does not impact the ability of others to succeed.
Investing, as in gardening, is a slow and steady process. Get started, set a plan, keep a long-term perspective and stick to your plan. Patience and perseverance will help you build a gorgeous garden and a more secure financial future.
Practicing gratitude also gives you more resilience when things go wrong. When you feel grateful it’s easier to keep things in perspective, so problems don’t seem so overwhelming.
Understanding the nature of the stock market, what you are invested in and how performance may vary can help calm anxiety during a decrease in the market.
If your employer offers a retirement plan, invest at least enough to get the employer match, if available. Most young adults can maximize their retirement funds by investing in the Roth option.
Spend time working on your finances and approach it as an opportunity. Wealthy people devote at least 2 hours a week thinking about and managing their money. If you don’t understand finances, educate yourself.