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Spend time working on your finances and approach it as an opportunity. Wealthy people devote at least 2 hours a week thinking about and managing their money. If you don’t understand finances, educate yourself.
Healthy people are generally happier and take a more active role in their finances. Individuals who strive to maintain their health have similar traits to those who work to improve their finances.
Rather than improving your decision-making process, too much information makes it harder to make logical and rational investment decisions.
Taxes on long term capital gains and qualified dividends are progressive - a higher tax rate is imposed on those with a higher income.
Set Financial Goals – Establish long term goals and action plans to guide your spending, saving and investing decisions.
FDIC deposit insurance covers checking, savings, money market and Negotiable Order of Withdrawal (NOW) accounts as well as CD’s, cashier’s checks and money orders.