Understanding Capital Gains in Your Investment Portfolio
Taxes on long term capital gains and qualified dividends are progressive - a higher tax rate is imposed on those with a higher income.
Consider the Downside of Early Retirement
One of the biggest concerns in retirement is outliving your money. Before considering early retirement, calculate how much will be needed to meet your desired lifestyle, including inflation and unexpected expenses.
How to Project Your Expenses in Retirement
Studies show that most people spend about 80% of their pre-retirement expenses in retirement.
Fifteen Timeless Financial Habits You Should Follow
Set Financial Goals – Establish long term goals and action plans to guide your spending, saving and investing decisions.
Cost Saving Travel Tips During Retirement
In retirement, with a little effort and initiative you have the time and flexibility to find great travel deals to fulfill your travel goals.
Understanding FDIC Insurance to Keep Your Cash and CDs Secure
FDIC deposit insurance covers checking, savings, money market and Negotiable Order of Withdrawal (NOW) accounts as well as CD’s, cashier’s checks and money orders.