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The Fed hopes to cool down the economy and decrease inflation by influencing rates on mortgages, credit cards, car loans, and business loans to decrease demand and slow down the flow of money.
Successful people have an internal locus of control, which means they take personal responsibility for their success and take control of their lives.
Becoming and staying wealthy requires the right mindset and the willingness to devote time and energy to manage your finances.
A major risk to aging investors is the loss of cognitive ability which directly impacts the ability to make rational financial decisions. We are living longer and as we age the likelihood of cognitive impairment significantly increases.
The odds of being audited have fallen to 3.8 out of 1,000 in 2022 down from 4.1 out of 1,000 in 2021. However, the IRS is working to increase the audit rate for the wealthiest Americans.
Many resolutions fail because it is difficult to change behaviors that have been created over many years.